1 thought on “Is the corporate fixed assets belonging to the guarantee property?”
Julius
Hello! With the increase in the number of enterprises in my country, especially the rise of small and medium -sized enterprises, in order to pass on the unknown risks faced by corporate property, more and more enterprise units will choose to buy a corporate property insurance. However, there are still many people who do not know much about corporate property insurance. Today, by asking questions from the landlord, more people understand the guarantee scope of corporate property insurance. Table property This refers to the property that the insurer believes that it can be underwritten in accordance with the insurance terms. The following two different ways can be reflected in the following two different methods: First, it is reflected in accounting subjects, such as fixed assets, mobile assets (inventory), special assets, investment assets, outside accounts or amortized assets, agency management property property, agency management property The second is to reflect the category of corporate property projects, such as houses, buildings and subsidiary decoration equipment, machinery, equipment, tools, instruments, production utensils, transportation tools and equipment, low -value consumables, raw materials, semi -finished products, products in the product, in the product , Products or inventory products, special reserve products, buildings and building materials, etc. Special -insured property This refers to those values that are not easy to determine, or the possibility of damage caused by insurance accidents in general. The property that states the name and amount of the amount can be underwritten. Special -insured property can be divided into special -guaranteed property with no increase rate and special -guaranteed property that requires increase rates. Special -guaranteed property that does not increase rates refers to property with large market prices or non -fixed prices, such as gold, silver, jewelry, jade, jewelry, antiques, calligraphy and painting, stamps, artworks, rare metals and other precious property, dyke weir, dyke weir , Substation, railway, culverts, bridges, docks, etc.; Special -guaranteed property that requires increased rates or special terms that require additional insurance general clauses generally include underground buildings, equipment and mines of mines and pits. The property non -preservation property refers to the property that the insurer does not underwriting. Unsured property mainly includes: (1) The property that does not belong to general production materials or commodities, such as land, mine, mine, pits, forests, aquatic resources, etc. (2) Property that lacks value basis or is difficult to identify its value, such as currency, ticket, securities, documents, account books, charts, technical information, etc. (3) Property that will have adverse social impacts after underwriting or conflict with the government's relevant laws and regulations, such as illegal buildings and illegal occupation of property. (4) For various reasons, the property that cannot be underwritten for the time being. (5) The dangerous property will inevitably occur, such as dangerous buildings. (6) The property of other types of insurance should be insured. For example, the materials during transportation should insure the cargo transportation insurance, and the motor vehicle that receives the normal operation of the license should insure motor vehicle insurance, and the livestock and poultry should invest in the breeding industry insurance. This of corporate property insurance is very extensive, but there are still many property that is not guaranteed. Therefore, the insured must read the insurance terms carefully during the insurance process. When buying insurance on a third -party insurance sales platform, there will be special customer service staff to serve you to answer your various questions and help you find the most suitable guarantee. Extension reading: [insurance] How to buy, which one is good, teach you to avoid these "pits"
Hello!
With the increase in the number of enterprises in my country, especially the rise of small and medium -sized enterprises, in order to pass on the unknown risks faced by corporate property, more and more enterprise units will choose to buy a corporate property insurance. However, there are still many people who do not know much about corporate property insurance. Today, by asking questions from the landlord, more people understand the guarantee scope of corporate property insurance.
Table property
This refers to the property that the insurer believes that it can be underwritten in accordance with the insurance terms. The following two different ways can be reflected in the following two different methods: First, it is reflected in accounting subjects, such as fixed assets, mobile assets (inventory), special assets, investment assets, outside accounts or amortized assets, agency management property property, agency management property The second is to reflect the category of corporate property projects, such as houses, buildings and subsidiary decoration equipment, machinery, equipment, tools, instruments, production utensils, transportation tools and equipment, low -value consumables, raw materials, semi -finished products, products in the product, in the product , Products or inventory products, special reserve products, buildings and building materials, etc.
Special -insured property
This refers to those values that are not easy to determine, or the possibility of damage caused by insurance accidents in general. The property that states the name and amount of the amount can be underwritten. Special -insured property can be divided into special -guaranteed property with no increase rate and special -guaranteed property that requires increase rates. Special -guaranteed property that does not increase rates refers to property with large market prices or non -fixed prices, such as gold, silver, jewelry, jade, jewelry, antiques, calligraphy and painting, stamps, artworks, rare metals and other precious property, dyke weir, dyke weir , Substation, railway, culverts, bridges, docks, etc.; Special -guaranteed property that requires increased rates or special terms that require additional insurance general clauses generally include underground buildings, equipment and mines of mines and pits.
The property
non -preservation property refers to the property that the insurer does not underwriting. Unsured property mainly includes:
(1) The property that does not belong to general production materials or commodities, such as land, mine, mine, pits, forests, aquatic resources, etc.
(2) Property that lacks value basis or is difficult to identify its value, such as currency, ticket, securities, documents, account books, charts, technical information, etc.
(3) Property that will have adverse social impacts after underwriting or conflict with the government's relevant laws and regulations, such as illegal buildings and illegal occupation of property.
(4) For various reasons, the property that cannot be underwritten for the time being.
(5) The dangerous property will inevitably occur, such as dangerous buildings.
(6) The property of other types of insurance should be insured. For example, the materials during transportation should insure the cargo transportation insurance, and the motor vehicle that receives the normal operation of the license should insure motor vehicle insurance, and the livestock and poultry should invest in the breeding industry insurance.
This of corporate property insurance is very extensive, but there are still many property that is not guaranteed. Therefore, the insured must read the insurance terms carefully during the insurance process. When buying insurance on a third -party insurance sales platform, there will be special customer service staff to serve you to answer your various questions and help you find the most suitable guarantee.
Extension reading: [insurance] How to buy, which one is good, teach you to avoid these "pits"